Cheapest way to cash out ETH from Coinbase to your bank
Cashing out ETH to your bank has a secret: the fiat legs are already free. USDC redeems to USD 1:1 for nothing, and ACH withdrawals cost $0 — every dollar you lose on a cash-out hides in the conversion step.
The comparison below prices your real options from Coinbase: the sell buttons (1–2% embedded), the order-book route, and the Coshpay route — solver-grade conversion, typically ~0.1–0.3% at current liquidity, then the free exits.
Coinbase withdrawal fees for ETH
| Network | Fee | Verified |
|---|---|---|
| Base | 0.000005 ETHtypical | 2026-07-03 |
| Arbitrum | 0.00001 ETHtypical | 2026-07-03 |
| OP Mainnet | 0.00001 ETHtypical | 2026-07-03 |
| Ethereum | 0.0006 ETHtypical | 2026-07-03 |
Frequently asked
Why is the Coshpay cash-out route so much cheaper?
Because the fiat legs are already free — USDC redeems 1:1 to USD at no fee and ACH withdrawals cost $0. Essentially all the cost of a cash-out lives in the conversion; solver-grade routing typically does that for ~0.1–0.3% (priced live on this page) instead of the 1–2% the sell buttons embed in their quotes.
How long does it take?
The conversion settles in seconds to minutes. The bank leg is a standard ACH: 1–3 business days. If you need it instantly, the instant card cash-out costs about 1.5% — the comparison shows both so you can price the urgency.
Does Coshpay hold my money at any point?
Never. The route runs through your own wallet and your own exchange account — Coshpay shows the path and live prices, and you either follow the steps yourself or execute the conversion with a single signature from your own wallet. Either way: no custody, no signup, and your keys never leave your wallet.