Coshpay

Methodology

The one number that matters

Every route is ranked by true all-in cost: the USD value of what you send, minus the USD value of what arrives, plus any gas the quoted legs charge along the way. (Self-transfer legs that cost only pennies of gas are flagged inline rather than added to the total.) That single number absorbs protocol fees, relayer fees, LP fees, price impact and spread — however a provider chooses to slice its pricing, the difference between in and out can't hide.

Where the numbers come from

Bridge quotesare fetched live, per request, from four independent routing systems: LI.FI (which itself aggregates dozens of bridges and DEXs, including Circle's CCTP), Relay, deBridge and Across (on the lanes it supports). Same-chain conversion quotes come live from LI.FI, Jupiter (on Solana) and 0x where available. On direct bridge comparisons we show every provider's answer, not just the winner, and surface provider errors instead of silently dropping them. Multi-step routes use the best live quote for each leg.

Exchange withdrawal feescome from our own fee tables. Binance's are refreshed automatically from its public fee endpoint. Fee-passthrough exchanges like Coinbase are modeled with typical values and marked as estimates, because the exact fee floats with network gas. Every fee we route with carries a last verified date you can see on the fee tables page; entries we haven't verified yet are shown there as pending rather than guessed. Exchanges without verified fees are excluded from routing entirely — we'd rather show fewer routes than invented numbers.

Card-ramp percentages are indicative models from published pricing and independent comparisons, until live partner quote APIs are wired in. Journeys using them are labeled accordingly.

Confidence labels

  • LIVE QUOTE — the priced legs come straight from provider APIs the moment you ask; any $0 rail steps alongside them are from our verified fee table.
  • VERIFIED FEE — from our fee table, with a verification timestamp.
  • LIVE + TYPICAL FEE — live bridge quote combined with a typical passthrough withdrawal fee.
  • INDICATIVE — modeled from published pricing; treat as a well-informed estimate.

What Coshpay is and isn't

Comparing is read-only: no wallet, no account, no custody — you can follow every step in your own apps, with your own keys, for free. On supported routes there is also an optional one-signature execution: you connect your own wallet, we fetch an executable route from LI.FI's audited contracts, and you sign it yourself. It carries a software fee of up to 0.20% (capped at $250), shown as a line item before you sign, automatically reduced so your all-in cost stays below the published benchmark alternatives displayed with the quote, and collected inside your signed transaction by the routing provider's fee-collection contract. Coshpay never holds funds or keys at any point. Execution requests are screened against the U.S. OFAC sanctions list and are unavailable in comprehensively embargoed jurisdictions.

We may earn referral revenue from exchanges or ramps we link to. The ranking never changes for revenue: routes are ordered by your cost, nothing else. Where a revenue-earning link exists, it's disclosed inline.

Nothing here is financial advice. Quotes move between quoting and sending; confirm final numbers in the provider's interface.